UWP has been safeguarding occupational pension provision for its affiliated companies since 1993.

Occupational pension provision in Switzerland is based on the funding principle. Each insured member saves their own retirement assets over the course of their entire working life. It is therefore important for these funds to both provide an acceptable return,  at an acceptable level of risk. UWP uses the three basic building-block investment forms – equities, real estate and bonds – no magic, but traditional sound investment work.

Customer proximity means that UWP knows its customers and their needs and is at their disposal at all times. But customer proximity also means that UWP regularly provides information to improve understanding of developments in occupational benefits. Transparency is also a core element in fostering customer proximity.

Every franc that does not need to be spent on risk and administration costs can be used for pension savings. UWP constantly looks at optimising all areas where further cost savings can be made. Our focus is on the cost of insuring against the risks of death and disability. The fewer benefit cases UWP has to bear, the lower the cost of the risk. The aim is to limit benefit cases as much as possible, through preventative measures and professional care management.

From the beginning, UWP has always led the way with new solutions for its customers. Innovation is currently focused on digitalisation, where UWP aims to provide a unique solution throughout Switzerland for its insured members and affiliated companies.

UWP provides services for its customers "from entrepreneur to entrepreneur". We respond to demand with the greatest possible flexibility in pensions and investment solutions. The only limits are those set by the law.

Thanks to state-of-the-art technology and a high level of specialist expertise, an individual approach does not necessarily mean higher costs. UWP is able to offer its customers tailored solutions that are no more expensive than typical off-the-shelf products. UWP adapts its pension solutions to its customers and not vice versa.

UWP is an independent collective foundation. It is committed to its affiliated companies and their beneficiaries, who are insured in the collective foundation. The Board of Trustees is made up of equal numbers of representatives of the affiliated employers and representatives of the collective foundation's insured beneficiaries. UWP can therefore be viewed as a kind of self-help organisation of insured members for insured members. It uses its commercial independence to offer its insured members the best pension solutions.