Smart provisioning –
with the UWP Collective Foundation.

At its meeting on 4 November 2026, the Federal Council set the minimum interest rate for 2027. It has raised the minimum interest rate from 1.25% to 2%. Back in October, the Federal Council had already decided to increase the old-age pension by 1.59%. This also means that all...

Despite challenges, 2025 was another good investment year. The following table shows the performance of the five open pools and the estimated coverage ratio at the end of December 2025.