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Smart provisioning –
with the UWP Collective Foundation.

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UWP return on investment 2025 up to 7.5%

Despite challenges, 2025 was another good investment year. The following table shows the performance of the five open pools and the estimated coverage ratio at the end of December 2025.

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UWP pays up to 5.75% interest on retirement assets in 2025

Despite challenges, 2025 was another good investment year. The following table shows the performance of the open pools and the estimated coverage ratio at the end of November 2025. Interest...

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Limit amounts and minimum interest rate for 2026

The Federal Council has set the minimum interest rate for 2026 in accordance with Art. 15 para. 2 BVG and Art. 15 BVV2. The minimum interest rate remains at 1.25%. The contributions from the guarantee…

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UWP stands for

Lucrative asset investments

UWP invests in real assets in the form of solid equities and directly held real estate.

Constant innovation

The latest examples of UWP's power to innovative include the insured members' app and the company portal.

Low costs

UWP successfully keeps costs low thanks to optimised purchasing and consistent automation.

UWP key figures at a glance

as at 31.12.2025

639

Pension funds

30

Asset pools

10950

Insured members

2508 Mio

Balance sheet total

117 %

Estimated cover ratio

Development of UWP key figures

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